Turn financial statements, bank records, and supporting documents into a structured credit memo — applicant overview, ratio analysis, repayment capacity, and a recommended structure — in minutes.
A submitter enters the borrower and facility details — type, purpose, amount, tenor, collateral. The platform handles corporate facilities and individual products alike.
Financial statements, bank statements, identity and ownership documents — uploaded in their original form. Quantiva reads each, identifies it, and extracts what the analysis needs.
A structured memo covering background, financial highlights, ratio analysis, repayment capacity, and a recommended structure. Every threshold is the one your institution configured.
The memo routes to your approvers, who can approve, reject, or return it with comments. Separation of duties is built in — approvers cannot decide on their own submissions.
Every submission, memo, and decision is stored — auditable and exportable. If anyone asks how a decision was reached, the answer is one click away.
No commitment — just a look at how it fits your workflow.